Investment Choice
Questions and Answers
Q1: Do I have to make a choice?
No. If you do not want to make a choice, your Member Benefit (including any Ancillary Benefit) and future contributions will be invested in the Default option, which is the Growth option.
Q2: Is there a deadline to make a choice?
No. Investment choice is here to stay. You can make a choice today, or any time in the future.
Q3: How much does it cost?
It's free! At this time, you can switch how your Member Benefit (including any Ancillary Benefit) is invested at any time, free of charge. The Trustees may introduce a fee in the future. You will be notified in advance if this occurs.
Q4: Can I change my mind later?
You can make an investment choice or change your option at any time by completing an Investment Choice Form (PDF, 111KB).
Q5: Can I choose only one investment option?
You can choose one, or any combination of any of the five investment options. You can also choose a different option for your existing Member Benefit (including any Ancillary Benefit) and future Member contributions.
Q6: Can I choose different options for my existing Member Benefit (including any Ancillary Benefit) and future contributions?
Yes. Investment choice gives you the flexibility to choose different options for your existing Member Benefit (including any Ancillary Benefit) and future Member contributions.
Q7: I'm not sure what options are best for me. Who should I ask for advice?
If you need help deciding which investment option is best for you, contact a certified financial planner.
The Financial Planning Association can put you in touch with a certified financial planner. Call them on 1800 337 301 or look up the Financial Planning Association website.
Q8: Why can't I choose an investment option for my Employer Benefit?
Investment returns do not affect your Employer Benefit while you are a Contributing Member.
Your Employer Benefit is based on a formula that is calculated by applying a percentage based on your length of service to your FAS.
Q9: After I return my form - when will my investment choice be effective?
Unless you nominate otherwise, your choice is effective from the first Tuesday following ComSuper's receipt of your application. You will receive confirmation of your choice.
Q10: Can I make a choice online at the Military Website?
Not at present.
More Information
Customer Service Centre
For information about your superannuation entitlement, the payment of your benefit or about any other superannuation related matter, see the Customer Service Centre.
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