Financial planning

Financial advice

Do you need expert advice on one or more of the following matters?

  • maximising your super
  • tax effective strategies to build wealth
  • transition to retirement
  • retirement income stream options
  • investments — inside and outside of superannuation
  • life and income protection insurance
  • estate planning.

Expert advice in your best interest

‘Fee for service’ personal financial advice to help build, manage and protect your wealth (not just your super) is available to all MilitarySuper and DFRDB members and partners.

Advice is provided by financial planners from Industry Fund Services (IFS). Your trustee, Commonwealth Superannuation Corporation, is partnered with IFS because:

  • advice is provided solely in your best interest
  • there are no obligations, commissions or hidden fees
  • IFS planners are experts in your scheme.

Advice can be specific to your own needs, circumstances and goals. Your financial planner will be a licensed representative of IFS, which is responsible for the financial advice you receive.

IFS planners are based in Melbourne, Canberra, Sydney and Brisbane.

If you don’t live in or near one of these cites, see the on the road advice schedule for 2015. There may be a location and date convenient for you.

Simply call 1300 277 777 to book your first appointment today.

Fee for service, affordable advice

Your initial advice appointment will cost $185. No personal advice is provided in this appointment, although you may receive general advice.

Once you discuss your financial situation and goals with your planner, you'll get a quote detailing the type and cost of the personal advice that may help you.

As a guide, the cost of a personal financial plan ranges from $530 to $5,320. That depends on the complexity of your situation. The average cost of comprehensive advice is around $3,200.

Remember, you only pay for the advice you want. You know the exact cost beforehand and will never have to pay any commissions or hidden fees. The cost is based on the time it will take to create your plan, including the preparation of a statement of advice.

Fees, terms and conditions that apply are detailed in the IFS Financial Services Guide, available directly from IFS.

Industry Fund Services

Established more than 15 years ago, IFS is a leading provider of financial advice to super fund members around Australia and is experienced in advising members of defined benefit schemes. Learn more about IFS