Spouse

What are spouse contributions?

Spouse contributions are contributions you can make to MilitarySuper for your spouse. Your spouse will become a beneficiary of MilitarySuper and his or her contributions will be kept in a separate account.

To be eligible to receive spouse contributions, your spouse must be a person of the opposite sex who shares a marital relationship with you. A marital relationship exists if you have been living together as husband and wife on a permanent and bona fide domestic basis for a continuous period of at least 3 years. If the period is less than 3 years, MilitarySuper will need to consider evidence to determine if spouse contributions can be received. This includes but is not limited to, evidence establishing any of the following:

your spouse is wholly or substantially dependent on you;
you are legally married;
you have a child born of the relationship or adopted during the relationship; or
you jointly own a home which is your usual residence.

Once you have made these contributions, the benefit belongs to your spouse and will be payable to him or her. You no longer have any right to this benefit.

Your spouse will also be able to choose any of the investment choices and switch between options at any time.

No tax is payable on these contributions on entry to the Fund as these contributions are paid from your after tax salary.

You and your spouse need to be aware of the contribution limits.

For further details on how spouse contributions work please refer to the fact sheet Spouse Contributions (MS17) (PDF, 483KB).

Applying to pay Spouse Contributions

You will need to complete an Application to Pay Spouse Contributions (MAC03) (PDF, 249KB).

Making a Spouse Contribution Deposit

You will need to complete a Spouse Contributions Deposit Form (MAC04) (PDF, 236KB) each time you make a deposit by cash, cheque or money order for a spouse contribution direct to ComSuper.

Applying for Spouse's Benefit

If you consider that you are an eligible spouse of a deceased Member, former Member or pensioner of MilitarySuper you will need to complete an Application for Spouse Benefit (M80) (PDF, 234KB) form.

For more information on claiming a deceased Member's benefit please see Deceased Member's Benefits.

More Information

Customer Service Centre

For information about your superannuation entitlement, the payment of your benefit or about any other superannuation related matter, see the Customer Service Centre.

Forms and Fact Sheets

Publications

MilitarySuper Book

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